For the 2026–2027 NSW CPD year (1 July 2026 to 30 June 2027), anti-money laundering and counter-terrorism financing (AML/CTF) awareness for many property pathways sits inside one compulsory interactive topic: Supervision Guidelines and AML CTF in agency practice.
That is different from treating AML/CTF as a separate optional module, and it is also different from the separate Class 1 AUSTRAC real estate AML training requirement Fair Trading has flagged for named areas of practice. Delivery details for that Class 1 training are still pending. This article explains what agencies should understand from published Fair Trading guidance now — without inventing clocks, thresholds, or delivery formats that have not been published. It is not legal advice.
Why AML/CTF appears inside a supervision CPD topic
NSW Fair Trading sets compulsory topics by licence category and area of practice. For several pathways in 2026–2027, AML/CTF is not listed as a standalone CPD title. It is paired with Supervision Guidelines in a single compulsory topic name.
That pairing is practical. The supervision guidelines already expect principal licensees and Licensees in Charge to properly supervise people in the business, establish operational procedures for legal compliance, and monitor business conduct. AML/CTF awareness belongs in that supervision system — roles, procedures, training, and follow-up — rather than sitting in a binder that never reaches day-to-day agency practice.
In short: NSW supervision duties continue; AML/CTF does not replace them. The compulsory topic is about understanding how both layers work together in agency practice.
Who needs the Supervision Guidelines and AML CTF topic
Confirm your exact list on the NSW CPD requirements page (last updated 9 July 2026 at the time of writing). On the current published lists, Supervision Guidelines and AML CTF in agency practice appears for:
- Residential real estate salespeople
- Buyers agents
- Commercial real estate agents
- Business brokers
- Stock and station agents
It does not appear on the published compulsory lists for:
- Onsite (short-term) residential property managers
- Strata managing agents
Residential property manager compulsory topics for 2026–2027 — including minimum hours — are still being finalised by Fair Trading and will be published separately. Do not assume last year’s list until the official page updates.
If you hold multiple licence categories or work across several areas of practice, you must cover the compulsory topics for each relevant pathway. Shared topics generally do not need to be repeated if all required learning outcomes are met. See our 2026–2027 CPD requirements overview for the wider pathway picture.
Two AML-related requirements — do not confuse them
Agencies should keep these distinct:
| Requirement | Who it applies to (published guidance) | Status |
|---|---|---|
| Compulsory topic: Supervision Guidelines and AML CTF in agency practice | Pathways listed above (and any dual-pathway combinations where that topic is required) | Core CPD for the 2026–2027 year from an approved provider, in an interactive format with assessment |
| AUSTRAC’s real estate AML training | Class 1 licence holders in: residential real estate sales, buyers agency, commercial real estate, business broking, and stock and station agency | Mandatory in Fair Trading’s published guidance, but further delivery guidance is still to come as AUSTRAC finalises the approach |
Class 1 holders also have a separate Fair Trading accredited forum obligation for each licence category held; Fair Trading says further event detail will be provided shortly. Our Class 1 vs Class 2 CPD comparison summarises those extras without guessing delivery dates.
Until Fair Trading and AUSTRAC publish delivery instructions, do not invent which course format, platform, or deadline will count for the Class 1 AUSTRAC training. Plan your core compulsory topics now, and watch the official CPD page for updates.
What “awareness” should mean for agencies right now
Without inventing AUSTRAC rules that Fair Trading has not reproduced on the CPD page, a practical agency posture for 2026–2027 looks like this:
1. Know which people are on an AML-relevant CPD pathway
Map staff to licence category and area of practice. If their published compulsory list includes Supervision Guidelines and AML CTF in agency practice, that topic should appear on enrolments and on the agency training plan. Licensees-in-charge must have all CPD training detailed in the agency training plan.
2. Treat AML/CTF as part of supervision systems — not a one-off course badge
Completing the interactive topic is necessary for those who must do it. Awareness also means the learning returns to supervised practice: who owns compliance tasks, how procedures are kept current, and how the Licensee in Charge monitors that people are not left unsupervised. For day-to-day LIC habits around CPD and training plans, see our LIC supervision duties guide.
3. Keep Class 1 AUSTRAC training on a “watch and update” list
For Class 1 holders in the named areas of practice, Fair Trading has already confirmed the obligation in principle. Delivery guidance is still pending. Put a calendar reminder to re-check the official CPD page rather than guessing a provider or timetable.
4. Prefer current official sources over rumour
Exact customer due diligence timing, reporting clocks, monetary thresholds, and civil penalty figures can change with legislation, Rules, and AUSTRAC guidance. For public planning, rely on Fair Trading’s published CPD statements and wait for confirmed delivery details before locking Class 1 AUSTRAC arrangements into the agency plan.
How EDUTIVE can help
EDUTIVE is listed among organisations approved to deliver compulsory CPD learning topics for the 2026–2027 year on the NSW CPD page.
Browse the interactive compulsory topic Supervision Guidelines and AML CTF in agency practice (and your other pathway topics) on the CPD Course catalogue when you are ready to enrol. Always confirm your obligations against your licence arrangements and the latest Fair Trading guidance.
Frequently asked questions
Is AML/CTF a separate NSW CPD topic in 2026–2027?
No. Fair Trading lists it inside the compulsory topic named Supervision Guidelines and AML CTF in agency practice for the pathways that require that topic.
Which pathways include Supervision Guidelines and AML CTF in agency practice?
For 2026–2027 it appears on published lists for residential real estate salespeople, buyers agents, commercial real estate agents, business brokers, and stock and station agents. It is not on the published onsite short-term property manager or strata managing agent lists. Residential property manager topics are still being finalised.
Is the compulsory CPD topic the same as Class 1 AUSTRAC real estate AML training?
No. The compulsory Supervision Guidelines and AML CTF topic is part of core CPD for named pathways. Separately, Class 1 holders in specified areas of practice must complete AUSTRAC’s real estate AML training. Fair Trading says further delivery guidance is still to come.
Does AML/CTF replace NSW supervision duties?
No. NSW supervision and licensing obligations continue. AML/CTF awareness belongs inside how agencies supervise people, procedures, and monitoring — it does not replace those duties.
Sources
Primary references used for this article:
Confirm your obligations against your licence arrangements and the latest Fair Trading guidance before relying on this summary.
Sources
Next step
Complete your NSW CPD with EDUTIVE
EDUTIVE is an approved NSW Fair Trading CPD provider. Browse compulsory topics for your licence category, or track your hours with CPD Tracker.
