For the 2026–2027 NSW CPD year (1 July 2026 to 30 June 2027), AUSTRAC sits in NSW property CPD as a Class 1 addition, not as a replacement for Fair Trading’s core interactive topics.
NSW Fair Trading has already confirmed that Class 1 licence holders in named areas of practice must complete AUSTRAC’s real estate AML training. Fair Trading has also said further delivery guidance is still to come as AUSTRAC finalises how that training will be delivered. This article separates what is confirmed from what is still pending — without inventing platforms, hours, or deadlines. It is not legal advice.
What AUSTRAC is doing in this CPD picture
AUSTRAC (the Australian Transaction Reports and Analysis Centre) is Australia’s anti-money laundering and counter-terrorism financing regulator and financial intelligence unit. For NSW agents reading the CPD page, the practical point is narrower: Fair Trading has named AUSTRAC’s real estate AML training as a mandatory Class 1 requirement in listed areas of practice.
That is why “AUSTRAC itself” matters for agency planning. It is not another optional elective on a provider catalogue. It is a separate Class 1 obligation that sits beside core CPD — and, until delivery instructions land, it should stay on a watch list rather than a guessed enrolment.
This piece centres that Class 1 AUSTRAC requirement. For how AML/CTF awareness sits inside the compulsory topic Supervision Guidelines and AML CTF in agency practice, see our earlier guide on AML/CTF awareness for NSW agencies.
What Fair Trading has already confirmed
On the NSW CPD requirements page (last updated 9 July 2026 at the time of writing), Fair Trading states that:
- Class 1 licence holders in relevant areas of practice will be required to complete AUSTRAC’s real estate AML training as a mandatory requirement.
- Those relevant areas of practice are:
- Residential real estate salespeople
- Buyers agents
- Commercial real estate agents
- Business brokers
- Stock and station agents
So the confirmed layer is clear: who (Class 1) and which practices (the list above). Agencies can already map which Class 1 holders sit inside that list.
Class 1 holders also have a separate Fair Trading accredited forum obligation for each licence category they hold; Fair Trading says further event detail will be provided shortly. Our Class 1 vs Class 2 CPD comparison summarises those extras without guessing delivery dates.
What is still pending
Fair Trading’s published wording is equally clear about the open gap:
Fair Trading will provide further guidance on the requirement to complete AUSTRAC’s real estate AML training as details of the delivery approach are finalised by AUSTRAC.
Until that guidance is published, do not invent:
- Which course format or platform will count
- Which provider will deliver it
- Whether it sits inside or outside Fair Trading-approved CPD hours
- A fixed deadline beyond the general CPD-year framing already published
A practical agency posture is: complete core compulsory interactive CPD now, keep Class 1 AUSTRAC training on the agency training-plan watch list, and re-check the official CPD page when AUSTRAC’s delivery approach is finalised.
Keep AUSTRAC training separate from core AML/CTF CPD
Agencies often blur two published requirements. Keep them distinct:
| Requirement | Who (published guidance) | Status |
|---|---|---|
| Compulsory topic: Supervision Guidelines and AML CTF in agency practice | Named pathways on the CPD page (including residential sales, buyers agents, commercial, business brokers, and stock and station — among others listed there) | Core interactive CPD for 2026–2027 from an approved provider, with assessment |
| AUSTRAC’s real estate AML training | Class 1 holders in the five areas of practice listed above | Mandatory in Fair Trading’s published guidance; delivery guidance still pending |
Completing the Supervision Guidelines / AML CTF topic does not, on current published wording, automatically satisfy the Class 1 AUSTRAC training requirement — and the reverse is also not something Fair Trading has said. Treat them as two lines on the plan, not one badge.
What agencies should do now
1. Map Class 1 holders to the AUSTRAC practice list
Identify Class 1 people working in residential sales, buyers agency, commercial real estate, business broking, or stock and station. Those names belong on the AUSTRAC watch list.
2. Keep core CPD and AUSTRAC on separate trackers
Enrol affected staff in their compulsory interactive topics through an approved provider. Track AUSTRAC as a Class 1 addition awaiting delivery guidance — not as a substitute for those topics.
3. Put a re-check date on the training plan
Licensees-in-charge must have all CPD training detailed in the agency training plan. A short “AUSTRAC Class 1 — awaiting Fair Trading delivery guidance” line is better than an invented provider booking.
4. Prefer the official CPD page over industry rumour
Exact AUSTRAC delivery mechanics will come through Fair Trading’s further guidance and AUSTRAC’s finalised approach. For public planning, rely on the published CPD statements rather than informal summaries of thresholds, reporting clocks, or course portals that Fair Trading has not reproduced on the CPD page.
How EDUTIVE can help
EDUTIVE is listed among organisations approved to deliver compulsory CPD learning topics for the 2026–2027 year on the NSW CPD page.
Browse interactive compulsory topics — including Supervision Guidelines and AML CTF in agency practice where your pathway requires it — on the CPD Course catalogue when you are ready to enrol. Always confirm Class 1 extras, including AUSTRAC training, against the latest Fair Trading guidance.
Frequently asked questions
What has Fair Trading confirmed about Class 1 AUSTRAC real estate AML training?
Class 1 licence holders in residential real estate sales, buyers agency, commercial real estate, business broking, and stock and station agency must complete AUSTRAC’s real estate AML training as a mandatory requirement.
What is still pending?
Fair Trading says it will provide further guidance on completing AUSTRAC’s real estate AML training as AUSTRAC finalises the delivery approach. Format, platform, and timing details have not been published on the CPD page.
Is AUSTRAC training the same as the Supervision Guidelines and AML CTF CPD topic?
No. The compulsory Supervision Guidelines and AML CTF in agency practice topic is part of core interactive CPD for named pathways. AUSTRAC’s real estate AML training is a separate Class 1 addition in specified areas of practice.
Do Class 2 agents need AUSTRAC’s real estate AML training under current Fair Trading CPD guidance?
The current CPD page identifies AUSTRAC’s real estate AML training as an additional Class 1 requirement for listed areas of practice. Confirm your own obligations on the official page if your arrangements change.
Should agencies enrol Class 1 holders in an AUSTRAC course now?
Until Fair Trading publishes delivery guidance, do not invent which provider, format, or deadline will count. Complete core compulsory CPD now and re-check the official CPD page for AUSTRAC updates.
Sources
Primary reference used for this article:
Confirm your obligations against your licence arrangements and the latest Fair Trading guidance before relying on this summary.
Sources
Next step
Complete your NSW CPD with EDUTIVE
EDUTIVE is an approved NSW Fair Trading CPD provider. Browse compulsory topics for your licence category, or track your hours with CPD Tracker.
